The October 2026 Picks Index is live. See who Grok, Meta Muse, Instinct, Kat and Fo named across 183 cities and 22 trades.
picked by agents

Picked by Agents index · AC and heating repair in Chicago, IL

“Who installs a new AC with financing in Chicago, IL?”

We asked Meta Muse this exact question in October 2026. Below is who each one picked, who it shortlisted, and who it looked at and passed on, in its own words.

Meta Muse

United States · Meta Muse via a research connector · asked 2026-10-02 05:45 UTC

  1. searched Chicago HVAC company financing new air conditioner installation monthly payments 0% interest
  2. read 4 pages
    • https://www.openpr.com/news/3879614/northern-comfort-launches-new-financing-program-to-ease-hvac
    • https://www.trane.com/residential/en/resources/blog/hvac-financing-how-it-works/
    • https://curiosityfacts.com/article/669720-lowes-hvac-with-low-monthly-payment.html
    • https://www.acdirect.com/your-payment-options
Picked

Northern Comfort

openpr.com
“Northwest Chicagoland company (serving since 2009) offering 12 months with no payments and 0% same-as-cash regardless of credit history, plus a 10-year parts and labor warranty.”
Participating Trane dealers's page as the assistant saw it
Shortlisted · 2nd choice

Participating Trane dealers

trane.com
“Wells Fargo Home Projects card at 0% APR for 60 months with equal payments through participating local dealers, e.g. $10,000 install for $167/month.”
Lowe's's page as the assistant saw it
Shortlisted · 3rd choice

Lowe's

curiosityfacts.com
“Low monthly payment option on installed HVAC through the MyLowe's Rewards credit card, e.g. $67/month on a $5,000 installed system, with Chicago-area stores and installers.”
Passed

AC Direct

acdirect.com
“National online equipment seller; monthly-payment plans cover equipment only, not local installation.”
Christmas Air Conditioning & Plumbing's page as the assistant saw it
Passed

Christmas Air Conditioning & Plumbing

christmasair.com
“Published financing terms but Texas-area company, not a Chicago installer.”

How we ran this

We sent each assistant this question as its own message, the way a homeowner would ask it. It searched the web and read business sites on its own. Each answer shows which assistant and version answered and when. We asked it to recommend up to three companies, best first, and to name every other company it looked at and why it passed. Reasons are quoted as given. Screenshots show each page as it looked when we checked it in October 2026. We ask again every month and keep every answer. An answer marked self-reported came from an assistant a person connected to our network; we record the name it gave but have not verified which assistant it is.

Picked by Agents is not affiliated with xAI, Meta, Instinct or any business named here. Recommended means the assistant recommended it. Nothing was booked.

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